305 Amberwine Ct, Antioch, TN 37013
3 beds · 3 baths · 2,064 sqft
INVESTOR SPECIAL. SELLING AS-IS...NO REPAIRS. Spacious & Inviting Home in Antioch – Move-In Ready! Welcome to 305 Amberwine Ct, Antioch, TN, a beautifully maintained 3-bedroom, 2.5-bathroom home offering 2,064 sq. ft. of comfortable living space. This home features warm wood accents throughout, creating a cozy and inviting atmosphere. The living room, dining room, and kitchen showcase hardwood floors, while the den features elegant tile flooring and French doors leading to the backyard. The 22x20 converted garage has been transformed into a spacious den, complete with a gas fireplace and a vent for A/C, providing additional living space. A second wood-burning fireplace in the main living area adds to the home's charm. Upstairs, you'll find plush carpeting,. The layout is well-designed to maximize comfort and functionality. The primary bedroom is on the main floor. And so is the half-bath. Two extra bedrooms lie upstairs with a full bath in the hallway. Step outside to enjoy the expansive 24x32 covered deck, perfect for outdoor gatherings and relaxation. A 100lb propane tank is available for hookup to the gas fireplace if desired. This home has been well cared for, with a new HVAC system installed in August 2022, a 1-year-old hot water heater, and a sturdy 13-year-old roof that remains in excellent condition. Located in a peaceful cul-de-sac, 305 Amberwine Ct offers both space and comfort in a great location. Schedule your showing today! ???
Source: REALTRACS #2807932
Source: REALTRACS #2807932
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.