3048 Victoria Inlet Dr, Holiday, FL 34691
3 beds · 3 baths · 1,440 sqft sqft
Come and tour this beautiful and almost new Townhome. Anclote Square is located close to US 19 and HWY 54, just minutes from Tarpon Springs and has low monthly HOA fees which include exterior maintenance, cable television, high-speed internet, and NO CDD FEE. The floorplan has been designed with you in mind, with open living spaces. You’ll appreciate included exterior maintenance when the weekend comes around - you’ll have plenty of time to enjoy the outdoors, and with no CDD fee and a low monthly HOA. The Flamingo is a simple yet elegant townhome with 3 bedrooms, 2.5 baths and a 1-car garage. The first floor is great for entertaining with a wide-open dining/kitchen/living room, half bath, with 150 sf covered lanai for some outdoor space. Upstairs are 3 bedrooms, with two splits away from the Master for some privacy. A full bath to serve the additional bedrooms, and an Owners bath with dual sinks and a walk-in closet. Include WIFI-enabled garage opener and Ecobee thermostat. Enjoy the visit of your family and friends since the community has 5 spaces for guest parking. You will also have an encounter with nature because you can maintain your privacy since it has a dry Pond at the back of the property. Short drive to Howard Park Beach. Call today for a private showing.
Source: STELLAR #s5106147
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5106147
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5106147