3047 Enisglen Dr, Palm Harbor, FL 34683
6 beds · 4 baths · 2,598 sqft
PRICE IMPROVEMENT! Welcome home to the perfect blend of comfort and an exceptional location, offering the ultimate Florida living experience. This beautiful 6-bedroom, 4-bathroom, two-story residence is nestled in one of Palm Harbor's most desirable communities. The home successfully withstood two recent hurricanes, remaining unflooded and undamaged. The open floor plan seamlessly connects the spacious living areas, perfect for both entertaining and everyday living. The gourmet kitchen features stunning stone countertops, a wine refrigerator, and ample space for culinary creativity. Cozy up by the wood-burning fireplace in the living room or step outside to your private oasis, featuring a solar-heated saltwater swimming pool and spa. The second floor features hurricane-proof windows, offering extra peace of mind during storm season. Situated on an oversized lot, this home offers plenty of space for outdoor activities and relaxation. Recent upgrades include a 2-year-old roof, a new AC unit on the first floor installed in 2023, and a second-floor AC unit installed in 2015. The first-floor water heater was replaced in 2024. Solar panels are also just 2 years old. This home offers an incredible location with only a $100 annual HOA fee. Families will appreciate the proximity to top-rated schools, making it an excellent choice for those seeking quality education. Enjoy the convenience of being just 4 minutes away from the beautiful Crystal Beach and only a short 15-minute drive to the scenic Honeymoon Island and Fred Howard Park. Plus, for those who travel frequently, Tampa International Airport is just 21 miles from your doorstep. To complete the experience, a peaceful Koi fishpond greets you as you approach the entrance, enhancing the tranquility of this property. This is a rare opportunity to live in a prime location that combines value, excellent schools, and easy access to some of Florida's most stunning natural attractions. No flood insurance required. The house recently passed a 4-point home inspection, ensuring key systems are in good condition. Additionally, new carpets were installed in three bedrooms.
Source: STELLAR #U8255939
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #U8255939
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.