3044 Camino Real Dr S, Kissimmee, FL 34744
5 beds · 3 baths · 2,264 sqft
Huge Price Improvement! Absolutely a stunning home. Welcome to your new dream home. This stunning property boasts spacious living areas, modern finishes, and a desirable location. Don't miss out on this amazing deal! Schedule a showing today and see for yourself why this house is truly special. A great home for a Primary Residence in a friendly community. Recently renovated Kitchen with Quartz countertops and Quartz backsplash, large 42" Cabinets with soft close feature. All 3 bathrooms are also fully renovated. This 2-story, 5 bedroom & 3 full bath home is well maintained and move-in ready. Tile roof, High ceilings, new modern light fixtures, stainless steel appliances & much more. Must see 3D tour in the links. Spacious Primary bedroom on the 2nd level with tub and walk-in shower. One guest bedroom with a full bath on the first floor. Low HOA fee that includes Front Yard maintenance, TV and internet, many other amenities. And here is your big bonus, $45,000 valued Solar Panels are paid for, very low energy consumption, outdoor security cameras are included as well. Within close proximity to Orlando Airport, Theme Parks, shopping and dining, and all major highways. Gated community for safety and a spacious clubhouse area for guest parties, extra large sparkling swimming pool, basketball, Tennis court gym, boat dock, water access, and playgrounds. Scenic Hiking and Biking Trails and boating with access to Boggy Creek and a Boat Ramp, leading into East Lake Tohopekaliga. Don't miss this great opportunity, whether you are purchasing for yourself as a primary residence, long-term rental, or as a short-term, many possibilities. Furniture is optional. Inquire today and take ownership of this beautiful home. This Home is also available for long-term or short-term rental (fully furnished rental). Gated community the guest entry code is on the keypad to enter.
Source: STELLAR #o6218338
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6218338
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6218338
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.