304 Warm Winds Trl, Canton, GA 30114
4 beds · 3 baths · 3,238 sqft sqft
Welcome to this exceptional 4-bedroom, 2.5-bath residence, where timeless elegance meets modern comfort. The brick-front façade and meticulously manicured landscaping offer undeniable curb appeal. Inside, the home impresses with beautiful hardwood floors, a freshly painted lower level, and updated lighting. The gourmet kitchen boasts granite countertops, perfect for entertaining. Retreat to the grand master suite, complete with a tray ceiling, a sitting area, and a luxurious updated master bath with a double vanity and spacious walk-in closet. The easy-living floor plan flows effortlessly, creating a light and airy ambiance throughout. Outdoor living is a dream with a serene screened porch, level backyard, and cozy firepit, perfect for relaxing or hosting guests. Impeccably maintained, this home is a perfect blend of charm, style, and comfort—you’ll want to make it your own.
Source: FMLS #7459657
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7459657
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7459657
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.