304 Swynford Ct, Brentwood, TN 37027
4 beds · 3 baths · 2,937 sqft
Get a free consultation call with an expert in the mortgage assumption process.
BRENTWOOD CALLING!!!!! WALK IN WITH EQUITY! Beautiful 4bd/2.5ba home in The Williams Grove community. Newer appliances and Upgrades throughout this beautiful home include: Primary Ensuite Bath shower/tub/tile & Walk in California Closet, New Carpet throughout, Interior Paint, Storm Vault, Oven, Washer/Dryer, Lighting/Chandeliers, Water Heater, Upstairs HVAC, Back Patio/Cover,19 New Apex Solar Energy Windows and Levolor Blinds. Enjoy the "park like" feel of the huge backyard w/a sitting area and Pergola covered dining area surrounded by newly planted trees. The home has a graceful flow and elegant feel, from the moment you walk in and are greeted by the beautiful chandelier in the foyer graced by an open sitting room or formal dining room and an office. A bright inviting eat-in kitchen looks into the light drenched grand living room w/cathedral ceiling, floor to ceiling windows, statement chandelier and a gas fireplace. Escape to the serenity of your large primary suite with an ensuite bathroom w/ separate soaking tub and glass shower, double vanity and walk in "California Closet" on the main floor. Upstairs, 3 bedrooms and a massive family room with plenty of storage and room to gather. Feel safe with the comfort of a Storm/Tornado closet in the home. Community Amenities include Clubhouse, Pool, Tennis Courts and Underground Utilities. All that is required is your personal touch to make it your home. Less than 4mi to local markets, shopping, restaurants and more. An easy drive to Green Hills Mall, Restaurants, 12 South, Downtown and Franklin!
Source: REALTRACS #2781580
All values shown are estimated costs / mo.
Source: Public records
Source: REALTRACS #2781580
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.