304 Huntington Rd, Easley, SC 29642
3 beds · - baths · sqft
Welcome home to 304 Huntington…the best house in the best neighborhood! If you have been looking for that rare find…this is it! The oversized detached garage with workshop is the perfect place for your projects and features a separate workshop/office, plenty of overhead lighting, and double-gate access. The back yard features a large in-ground swimming pool set beautifully into the ½-acre lot surrounded by privacy fencing newly installed in April of 2023. The pool liner was replaced in August of 2021 and your family will enjoy creating memories playing soccer or volleyball in the backyard. The massive 50’x 11’ patio is the ideal place for entertaining friends…just bring your grill and you’ll be ready to go! All new siding, windows, and gutters were installed in May of 2023. And we haven’t even gone inside yet! This mid-century modern style home has warm stone accents inside and out. Starting at the front door, the hallway to the left has all the bedrooms and bathrooms. The spacious 17’ x 11’ primary bedroom includes dual closets, so there’s no fighting for space, and the ensuite also has a double-sink vanity. Two additional bedrooms share a large hall bathroom with double-sink vanity. From the front door again, if you turn right, and you’ll see a large 13’ x 13’ room, which was originally intended as a dining room (no closet) but would make a fantastic office, homeschool room, or craft room. Next up is the open kitchen and breakfast room. Off the breakfast room is a huge great room, perfect for watching the big game! Here, you’ll also find a small office space or private gaming room and the laundry, with built-in risers for easy access to the washer and dryer. The living room has a gorgeous stone fireplace (the new insert was installed in January of 2024) and ship-lap accent wall. Bright and open, this room leads out through the French doors onto your patio, making this lifestyle seamless and easy. And yes…we can all agree that the carpets need to go! The seller thought the buyer should be able to choose the color they preferred and would have them installed prior to closing (who wants to deal with that in the middle of a move?) If you'd prefer a comparable allowance to do another type of flooring, we can do that with an acceptable contract. Interested in keeping the hot tub, too? The seller is willing to consider that. So if you’ve been searching for a friendly, welcoming neighborhood close to everything with great schools and all the holiday cheer but with no HOA, you’ve found your perfect match!
Source: GREENVILLESC #1542540
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1542540
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1542540
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.