304 Calabay Parc Blvd, Davenport, FL 33897
5 beds · 4 baths · 2,835 sqft sqft
Welcome to your new oasis—where dream living meets unbeatable location! This move-in ready home is a rare find, perfect for those who crave comfort, style, and the ultimate Florida experience. Tucked away in the sought-after Four Corners community, you're just minutes from Disney and all of Central Florida’s top attractions, making this a prime spot for both relaxation and adventure. Step inside and feel the magic of a space designed for modern living. From the moment you enter, the seamless blend of luxury and functionality is apparent. Imagine opening up the panoramic sliding glass wall in your living room, allowing the fresh Florida air to fill your home while you enjoy the privacy of your lanai, with no neighbors behind to disrupt your peace. With not one, but two master suites—one conveniently located on the first floor and another upstairs—this home offers the flexibility to host guests, create a private in-law suite, or just enjoy the luxury of space. Plus, a versatile bonus room is ready to be transformed into your personal retreat: an office, game room, or even a sixth bedroom—the choice is yours. Every detail has been meticulously thought out. A brand-new roof, stylish tile plank flooring, and sleek upgraded ceiling fans in every room add a touch of sophistication. Your energy-efficient, heated pool powered by solar and gas means endless fun without the high electric bill, and the 2-zone air conditioning keeps the whole house cool without breaking the bank. Whether you’re looking for your dream home, an income-generating vacation rental, or an investment property, this gem offers limitless potential. Rent it out while you’re away and let your guests help pay the mortgage—what could be better? Don’t let this opportunity slip away. Call today to experience this one-of-a-kind home that blends comfort, convenience, and the magic of Central Florida living!
Source: STELLAR #o6244004
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6244004
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6244004
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.