3039 SANTA MARCOS DR, Clermont, FL 34715
Discover your dream home at Clermont! This stunning property offers the perfect blend of modern amenities and a peaceful suburban lifestyle. Nestled in the heart of Clermont, this home provides a serene retreat while being conveniently close to Orlando’s vibrant city life. This beautiful home boasts 4 bedrooms and 2 bathrooms, providing ample space for your family. The open floor plan creates a welcoming atmosphere, perfect for entertaining guests or enjoying quality time with loved ones. The kitchen is a chef’s delight, featuring granite countertops, stainless steel appliances, and plenty of cabinet space. Whether you’re preparing a quick meal or hosting a dinner party, this kitchen is equipped to handle it all. Distribution is a master piece, making this house ample, and comfortable, where everything is in its right place. The beautiful tile and wood-laminate floors play a perfect harmony with the house natural lighting and modern design! And speaking of modern, This home is equipped with energy-efficient features, EV charging connection right in the privacy of your 2 car garage, and solar panels to let you enjoy lower utility bills and a comfortable living environment year-round. Once you step outside to your patio, the elevated view will bring peace and serenity to your daily life.This outdoor space is perfect for barbecues, family gatherings, or simply enjoying the Florida sunshine. Plus, this amazing outside oasis is complemented by a friendly neighborhood with access to fantastic community amenities, including a swimming pool, playground, and walking trails. Enjoy an active lifestyle right in your own community! Location, location, location! Situated in Clermont, this home offers easy access to major highways, making your commute a breeze. You’re just minutes away from shopping, dining, and entertainment options. Plus, the beautiful lakes and parks of Clermont provide endless opportunities for outdoor recreation. Treat yourself to the opportunity of owning a piece of paradise in this house offering comfort, convenience, and style in one package. Schedule a viewing today and see for yourself why this property is the perfect place to call home. Contact us now to make this beautiful house your new home!
You may be able to put down less than the total down payment amount of $209,756 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5109283
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.