30364 Marquette Ave, Wesley Chapel, FL 33545
4 beds · 2 baths · 1,850 sqft sqft
Beautiful house built in 2022. Welcome to this spectacular 4 bedroom, 2 bathroom loft home, located in the beautiful gated community of Westridge! This modern, remodeled single-story home is perfect for any family. Upon entering, you will be greeted by a beautiful marble entryway and exquisite landscaping. The entry hallway will lead you to a spacious living room with an open concept layout that includes a stunning kitchen with 42" upper cabinets and beautiful granite countertops. The kitchen offers ample storage space, with island side cabinets, a custom trash cabinet, sliding drawers, stainless steel appliances, and a walk-in pantry. Additionally, it has seating at the kitchen island, ideal for gatherings with family and friends. This house has 4 beautiful and spacious rooms, perfect for the comfort and rest of the whole family. The master bathroom features a double vanity, a large closet, and an oversized walk-in shower. The second bathroom also has a double vanity and a tub/shower. The back terrace is covered and the lot has a large remodeled space with beautiful stones and lights, as well as a barbecue, creating a unique space to share unforgettable moments. Among additional features, the home includes modern technology such as a smart thermostat, 30-amp power input for generator, built-in WIFI access points on both levels, and floor outlets in the living room and loft. Monthly HOA is $45. The home is located minutes from the I-75 overpass and a few short blocks away from Wesley Chapel Elementary School, Thomas E. Wightman Middle School, and Wesley Chapel Middle School. The community offers great amenities such as a pool, splash pad, and playground. The neighborhood is conveniently located near shopping, restaurants, Wiregrass Mall, Krates and more. Additionally, it is not located in a flood zone. Don't miss your opportunity to live in this incredible home in Westridge!
Source: STELLAR #t3540383
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3540383
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3540383
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.