30351 Marquette Ave, Wesley Chapel, FL 33545
3 beds · 2 baths · 2,208 sqft
Motivated Seller! Bring offers! High and Dry with no flood insurance or water nearby! Enter into the gated community and head to your new home passing by a resort style pool, dog park, and playground. This very maintained community features sidewalks and two gated entrances. Pull up to your home and enter into your piece of paradise. Featuring 3 bedrooms, 2 bathrooms and a flex room/den with a fenced in back yard facing a no build lot of trees for the perfect view. Relax on your porch and enjoy the Florida lifestyle. The bedrooms feature carpet flooring and the main areas and flex room/den offer ceramic tile flooring. This home is only a few years old so it still has that "new home" smell. Enjoy entertaining and never miss a laugh or play in the big game with the open floor plan of the living room, dining area and kitchen. The split floor plan is perfect for having guests in the other bedrooms, children or just your own little area of privacy. This home is a must see so make an appointment today so you can start packing tomorrow!
Source: STELLAR #t3549173
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3549173
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3549173
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.