30346 E 166th Ave, Brighton, CO 80603
4 beds · 3 baths · 2,055 sqft sqft
This stunning 4-bedroom, 2.5-bathroom, 3 car garage house with a large shop with living space offers a perfect blend of modern updates and classic charm. With hardwood floors throughout, a newly updated kitchen, a finished basement, and 1.3 acres of land, this home is move-in ready! Next to the home is the shop of your dreams! Large shop (55 x 60) next to the home featuring a spacious living area (20 x 50), kitchen, bathroom, office space, and ample space to work on cars, machinery, etc. Shop doors are automatic, 14 ft. tall overhead doors suitable for RV storage. Includes 11 x 30 2nd floor Mezzanine and radiant heat floors throughout to keep you staying warm in those chilly Colorado winters! Perfect for a small business, guest house, or rental opportunity. RV PAD and HOOKUP next to home. Behind the home includes a fully fenced-in horse property featuring an automatic waterer and two loafing sheds. The fully fenced in backyard offers a deck right off the house that’s a perfect place to drink your coffee every morning and look at the beautifully landscaped yard that features a pergola, hot tub space, fire pit, 2 water features, and 3 garden beds. Perfect for entertaining and relaxing! Main Features: - Bedrooms: 4 spacious bedrooms - Bathrooms: 2.5 bathrooms, including a master ensuite - Kitchen: Newly updated with modern appliances, granite countertops, tile flooring, and plenty of cabinet space - Living Areas: Bright and airy living room with a gas fireplace, formal dining room, and cozy family room - Basement: Fully finished, perfect for a home theater, or additional living space. Offers 3 rooms (1 bedroom, 2 storage spaces) and a laundry room Additional Amenities: - NO HOA - BRAND NEW (2024) central heating and cooling - WHOLE HOUSE water filtration system - RV PAD and HOOKUP Don't miss out on this incredible opportunity to own a home that has it all!
Source: RECO #7648180
Interest rate and monthly payment estimated based on public records.
Source: RECO #7648180
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7648180
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