3034 Concord Dr, Wylie, TX 75098
2 beds · 3 baths · 1,319 sqft
This exquisite modern home effortlessly combines luxury and comfort, sitting on a coveted corner lot right next to the community amenity center. As you enter, the open-concept living room bathes in natural light, enhanced by elegant plantation shutters that perfectly complement the sleek, contemporary design. This bright and airy space is perfect for both relaxation and hosting gatherings, creating a warm and inviting atmosphere. The kitchen is a chef’s dream, featuring a large island, a top-of-the-line gas stove, and custom finishes that make cooking a true pleasure. Whether preparing daily meals or entertaining friends, this kitchen offers both functionality and style with ample counter space and storage. The master suite is a true sanctuary, offering a spacious bedroom with room for a cozy sitting area and a generously sized walk-in closet. The luxurious bathroom features high-end finishes, creating the perfect spot to unwind. With thoughtful design, the primary bedroom provides a perfect blend of privacy, convenience, and comfort. Step outside to your own private retreat, where a fenced patio with a 6-ft privacy fence ensures complete seclusion. Whether you're enjoying a quiet evening or hosting an outdoor gathering, this space is perfect for relaxation and entertainment. Set in a dynamic and thriving community, this home offers residents access to a range of top-tier amenities. Spend your days by the sparkling pool, let your pets enjoy the dog park, or take in the beautifully landscaped grounds—all maintained by the HOA. Convenience is at your doorstep, with shopping, grocery stores, and a wide variety of restaurants just moments away. The nearby parks, walking trails, and gym offer excellent options for an active lifestyle. With its beautiful design, premium amenities, and prime location, it truly has it all.
Source: NTREIS #20867185
Financials
Source: NTREIS #20867185
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.