3033 Forest Creek Dr, Melbourne, FL 32901
4 beds · 3 baths · 2,515 sqft
Nestled within an exclusive gated community, this four-bedroom three bath home offers the perfect blend of luxury and comfort. Upon entry, you're greeted by an inviting open floor plan that seamlessly connects the formal living, formal dining area, with large windows that boasts of natural light, triple panel sliding doors showcasing the solar heated screened in saltwater pool/patio area w/pool bath. The kitchen features granite countertops, menu planning desk/message center, tall dark wood cabinets with pullout pan drawers. Kitchen opens to casual dining with bay windows showcasing the pool and casual living area also featuring large windows and natural light. The primary bedroom is complete with large custom walk-in closet, ensuite bath, granite dual glass bowl vanities, soaking tub, separate shower and private toilet closet. Primary bedroom has sliders accessing the pool area. Guest bath has granite dual glass bowl vanities, tub/shower combo. Walk through the laundry area equipped with wash sink and storage rack/cabinet to a large flex room under air that is currently used as a gym, would be great for an office, kids playroom/game room, craft room and much more with a separate entry and double doors to leading to the extra-large 2 car garage. Step outside to a paved firepit area creating a peaceful oasis for a night swim and conversation on a breezy Florida evening. The gated community gives extra security for peace of mind. This home stands out above all other homes in the community with all the extras and square footage it offers to the new homeowner.
Source: BREVARDMLS #1041744
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BREVARDMLS #1041744
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.