3032 Cinder Bluff Dr, Raleigh, NC 27603
4 beds · 3 baths · 3,825 sqft sqft
Tastefully integrating premium quality, timeless design, and an unbeatable location, this incredible custom-built Raleigh property situated on 2 acres is truly something that you simply need to see to believe. The sense of scale and tranquility of the grounds is apparent from the moment you arrive along the beautifully landscaped driveway. Words fail to describe the amount of thought, planning, and resources that went into designing this truly wonderful sanctuary. Every conceivable use-case is possible with this property; there is designated parking for an RV with 30amp service, dedicated space to accommodate custom pool and/or patio plans, room for several gardens, space for family picnics, social gatherings, sports games, and more. There is even a private wooded area of the property that has planted grass, designed to be used as a tranquil walking path, with every tree on the property being trimmed annually to maximize light, while maintaining privacy. It's a remarkable accomplishment, and yet, the surprises continue inside the home itself. Soaring ceilings and abundant natural light greet you as you walk through the door and immediately showcase the home's incredible views of the private grounds. The fully finished 4-season sunroom serves as the heart of the property, and is perfect for entertaining and spending time with family and friends. The primary suite includes cathedral ceilings, private access to the deck/backyard, 5 piece bath with a jetted tub, spa-inspired shower, and a huge walk-in closet with generous space for two. The spacious kitchen is well-appointed and features granite countertops, stainless Kenmore Pro gas appliances, beautiful custom cabinets, slate backsplash, and easy access to the formal dining room, breakfast nook, great room, and brand new multi-camera security system. The main floor is rounded off by an additional large bedroom, full bathroom, formal dining room, dedicated laundry room, and an oversized epoxy-finished 2 car garage that all result in legitimate main-level living. The second floor offers further versatility, with an additional two large bedrooms, full bathroom with double vanities, built-in desk area, and a sprawling recreation room that can serve as a bedroom or bonus suite when you consider its large size and ample storage space. Speaking of storage space, the entire home is full of countless areas to safely and securely store your belongings, including the massive walk-in attic, and fully encapsulated and temperature-controlled standing crawl space, to name a few. The Ashebrook community itself is also visually stunning, and serves as a wonderful haven and backdrop that is perfectly attuned with the ambience of this property. Most importantly, with the recent completion of 540, the property is closer than ever to Cary, Research Triangle Park, and RDU, along with its current short distance to Downtown Raleigh, Fayetteville, and everything else that makes this location one of the most desirable in the nation. The resultant value of everything on offer at this property is simply astounding, and truly makes it one of the best opportunities around. You certainly do not want to miss this one!
Source: TRIANGLEMLS #10042189
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10042189
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10042189
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.