3031 Eastborough Dr, Fort Collins, CO 80525
5 beds · 2 baths · 2,094 sqft
Charming midtown home with space for everyone! Perfectly positioned just minutes from CSU and Old Town, this lovely residence offers fresh updates, ample space, and a fantastic location near shopping, trails, and parks. The home features a split-level floorplan that provides multiple living spaces to spread out and enjoy. Recently updated, the interior boasts freshly painted walls and newly renovated bathrooms ensuring a move-in ready experience. On the main floor, you'll find a spacious dining and kitchen area, fully equipped for meal prep and entertaining. Just off the kitchen, the sunroom is the perfect spot to sip morning coffee, enjoy a good book, or soak in the natural light year-round. Upstairs, three bedrooms offer ample living space, including the primary suite which features its own access to the shared bathroom. The lower level introduces a cozy family room, highlighted by a classic fireplace set in a floor-to-ceiling brick surround. Plus, a 4th bedroom on this level adds even more flexibility. The basement is currently used as a 5th bedroom, but could easily transform into a hobby area, media room, or flex space. Don't miss the hidden bonus room, perfect for extra storage or a creative hideaway. Pull the lever under the shelf, and the bookcase will swing open to reveal the space. Step outside to a beautifully fenced backyard featuring a concrete patio, mature trees for shade, raised garden beds ready for your green thumb, and a storage shed for your tools. Perfectly positioned near Foothills Mall, the Powerline Trail, and a host of local hotspots, this home puts the best of the neighborhood within easy reach. Enjoy the perks of midtown living with everything you need just around the corner! Additional features include a new water heater (2024) and an upgraded HVAC system with an additional gas manifold, making it convenient to connect and convert a gas fireplace or stove.
Source: RECO #IR1027899
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #IR1027899
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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