3031 Bright Skies, San Antonio, TX 78261
4 beds · 3 baths · 3,044 sqft sqft
With breathtaking hill country views, this exquisite 1.5 story home nestled on a serene and private oversized lot in the prestigious, gated community of Heights of Indian Springs is your dream home! Step inside and be welcomed by an abundance of natural light, illuminating the beautifully upgraded spaces. The inviting wood like tile floors draw you into the expansive family room, where a striking stacked stone fireplace serves as the heart of the home. Your culinary dreams come to life in the upgraded gourmet kitchen, featuring built-in double ovens, a high-end microwave, and a gas cooktop, perfect for whipping up your favorite meals. The generous island and walk-in pantry provide ample space, making entertaining a breeze. Retreat to your spa-like primary suite, boasting a custom oversized walk-in frameless shower and granite double vanities. The bay windows invite picturesque views and fill the space with sunlight, while the enormous walk-in closet offers a place for everything. Enjoy the luxury of outdoor living with an expansive custom deck featuring multiple seating areas, ideal for hosting gatherings or soaking up the serenity of your surroundings. The oversized covered patio is perfect for year-round enjoyment, whether you're sipping coffee in the morning or winding down in the evening. This thoughtful layout includes three spacious bedrooms and two full baths on the main level, along with a dedicated study for your work-from-home needs. Upstairs, a sprawling gameroom, an additional bedroom, and a full bath provide the perfect space for guests or family fun. With a tandem 3-car garage, you'll have all the storage space you need for your vehicles and recreational gear. Plus, the community amenities, including a sparkling pool and park, are just a short stroll away-ideal for family outings or leisurely weekends. No city taxes save you money and Zoned to Outstanding Comal ISD with Indian Springs Elementary a quick walk away! Enjoy your community pool and park! Don't miss the opportunity to make this magnificent property your own. Experience the lifestyle you deserve in the Heights of Indian Springs-schedule your private tour today!
Source: SABOR #1816864
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1816864
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1816864
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.