303 Tuscan Ct, Richlands, NC 28574
3 beds · 2 baths · 1,402 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your own private retreat in the heart of the Crimson Faire community! This charming 3-bedroom, 2-bathroom home is nestled on a generous 1.28-acre lot, offering the perfect blend of comfort, functionality, and creativity. Enjoy peaceful mornings and relaxing evenings on the covered front porch, where you can take in the beauty of Eastern North Carolina's seasons. Step inside to an inviting open-concept floor plan with vaulted ceilings in the living room and seamless flow into the kitchen and dining area—ideal for everyday living and entertaining. The kitchen was fully renovated in 2025 and is a true showstopper featuring custom-made maple cabinetry, luxurious quartz countertops, all new appliances, a beautiful stainless steel wall-mounted canopy range hood, and stylish floating shelving that adds both function and flair. You'll also appreciate the spacious pantry, eat-in dining area, and convenient laundry closet located just off the garage entry. Throughout the home, you'll find stylish and low-maintenance LVP flooring, making cleanup a breeze while adding a modern touch. The guest bedrooms and bathroom have also been refreshed with new paint and LVP flooring in the bedrooms, and an updated vanity in the guest bathroom that complements the look and feel of the rest of the home. The tranquil master suite is a true retreat with fresh designer paint, LVP flooring, and a custom-built closet system designed with storage and organization in mind. Step outside to a private covered patio and enjoy the peace and privacy of your fully fenced backyard. But the real gem? A unique and thoughtfully designed private wooded trail system tucked into your back acre—complete with a tiny footbridge, gravel paths, and rustic log borders. It's a creative and rare feature, especially in a neighborhood setting! Additional upgrades include a new architectural shingle roof (2023) and extra attic storage above the garage with pull-down ladder access. This home is one-of-a-kindupdated, well-maintained, and full of personality both inside and out. Don't miss the chance to make it yours!
Source: NORTHCAROLINAREGIONAL #100501704
Source: NORTHCAROLINAREGIONAL #100501704
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.