303 NE 14th St, Oklahoma City, OK 73104
3 beds · 3 baths · 2,203 sqft
Get a free consultation call with an expert in the mortgage assumption process.
ASSUME THIS HOME @ 2.375% AND SAVE THOUSANDS! VA LOAN. !Step into timeless sophistication with this beautifully restored home in Classen North Highland Parked—one of Oklahoma City’s most exciting up-and-coming neighborhoods. Blending historic charm with thoughtful modern upgrades, this home offers style and comfort in a prime location. Inside, original wood floors, imported European French hardware, crown molding, and decorative pediments highlight the home’s rich character. The modern updates include newer windows, fresh interior paint, granite countertops, and a fully finished basement offering flexible living space. The oversized master suite is a true retreat, complete with a mock fireplace, large walk-in closet, dual sinks, a spacious step-in shower for two, and a vintage-style freestanding tub. Special gap financing is available through Roam.com. The exterior of the home offers just as much appeal as the interior. A private electric gate provides secure access to the two-car detached garage and a spacious fenced backyard, which includes a gravel entertaining area with a firepit—perfect for relaxing or hosting guests. A separate covered carport and extended concrete driveway offer additional parking, making it ideal for growing families. A solid wood decorative front door, a generous front lawn, and open green space along the west side of the property complete the home’s charming outdoor setting. Located in a neighborhood known for its mix of renovated historic homes and modern industrial designs, Classen North Highland Parked also features beloved “parking strips”—green spaces between the street and sidewalk where neighbors gather for cookouts and block parties. With a view of the Devon Tower and the Oklahoma State Capitol as a backdrop, you’re just minutes from Midtown, downtown, and Automobile Alley. Nearby institutions like OU Health, the OU Health Sciences Center, and the Oklahoma Health Center make this home ideal for professionals and families.
Source: MLSOK #1164482
Source: MLSOK #1164482
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.