303 N 62nd Ave, Greeley, CO 80634
3 beds · 3 baths · 2,278 sqft
Welcome Home! This spacious 2278 square foot home has been tastefully decorated from top to bottom. Upon entering you'll be welcomed with beautiful low maintenance laminate flooring a formal dinning room, a powder room and amazing Natural Light. As you walk into the open main living space you'll be greeted with an Upgraded Kitchen that includes Grey Cabinets, Granite Countertops, A large island with an Under Mount Sink, Stainless Steel Appliances, Custom Hardware and Pendant Lights. Upstairs the upgrades continue! 3 Spacious Bedrooms, 2 Bathrooms both with Quartz Countertops with Under Mount Sinks, Full Tiled Showers and a spacious loft. The backyard is perfectly landscaped and backs to an open field with an Extended Patio perfect for grilling and footers already poured for a future privacy screen. The home also features a 2 car garage, Smart Home System and a crawl space that extends the length of the home, providing ample storage. Enjoy weekends at Boomerang Links Golf Course, or walking to Northridge High School. This home is also a stones throw away from shopping at Northgate Village. Why wait for new construction when this home is ready for you to call it your own! Just bring your furniture because this home is move in ready!
Source: RECO #IR1019789
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1019789
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1019789
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