3025 W North A St, Tampa, FL 33609
4 beds · 2 baths · 1,957 sqft
Imagine waking up each day in a home where modernity meets timeless charm, nestled in one of Tampa's most sought-after neighborhoods. Just moments from the iconic Bayshore Boulevard and the bustling Hyde Park Village, this nearly 2,000 square feet of coastal contemporary elegance awaits. Within the esteemed Plant High School district, this residence is a masterclass in design and innovation. Step inside and be greeted by the whisper of fresh paint on the walls, a clean canvas ready for your next chapter. The home has been masterfully updated with cutting-edge technology: a 72-hour double Tesla Powerwall solar energy system that ensures uninterrupted power. The reinforced roofing and rainwater catchment system with custom barrels matched to a front and back zone automated sprinkler system hints at a life both sustainable and serene. And those leaf-guarded custom gutters? A quiet promise that this home is built to stand the test of time. Comfort is at your fingertips. A dual-zone HVAC system, harmonized with Nest smart thermostats, ensures the perfect climate year-round. Smart locks by August, paired with a fully integrated Ring alarm and doorbell system, offer peace of mind in every square foot. The covered front porch beckons, offering a tranquil retreat for your morning coffee or an evening moment of reflection. As you enter, restored hardwood floors stretch beneath your feet, guiding you through light-filled living spaces where elegant crown molding and modern fixtures catch the eye. Sunlight pours through large windows, illuminating every corner, while the air whispers of sophistication. In the kitchen, culinary dreams come to life. White shaker cabinets, gleaming granite countertops, and a stunning backsplash set the scene. The network-connected LG ThinQ appliances are brand-new, ready to help you create memorable meals, whether for a quiet night in or a lively gathering around the spacious breakfast bar. Retreat to the upstairs primary suite, a haven of serenity with windows that bathe the room in natural light and leave you feeling like you’re nestled among the trees. A custom walk-in closet, meticulously designed with cedar-lined shelves, offers the perfect space for your treasures. The adjoining bathroom is nothing short of a spa escape, with a walk-in shower that invites relaxation after a long day. Step outside to discover an oasis of relaxation. The newly renovated screened-in deck is ideal for alfresco dining, while the terrace—featuring Italian stone and a fire pit—provides a stunning backdrop for evening conversations under the stars. Two expertly crafted storage sheds offer endless possibilities, be it for storing outdoor gear or transforming into creative spaces. This isn’t just a house. It’s a lifestyle—a seamless blend of classic beauty and contemporary convenience. Ready for your next adventure? Schedule a private tour and see for yourself how this home redefines coastal living in the heart of Tampa. View the home virtually with this link: my.matterport.com/show/?m=Q3qvVdvYcWB&mls=1
Source: STELLAR #t3551698
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3551698
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3551698
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.