3025 Sarah Ln, Griffin, GA 30224
4 beds · 3 baths · 1,909 sqft sqft
This HOME QUALIFIES FOR ZERO % DOWN USDA ELIGIBLE !!!!! Closing cost assistance available Welcome to your dream home! This stunning craftsman home, built in 2022, is a true gem in the heart of a desirable neighborhood. Step inside and be greeted by the perfect blend of modern elegance and timeless craftsmanship. With 4 spacious bedrooms and 3 luxurious bathrooms, this home offers ample space for comfortable living. The main level boasts a master bedroom retreat, providing privacy and convenience. Imagine waking up to the soft sunlight streaming through the windows, with a cup of coffee in hand, ready to take on the day. The open concept layout creates a seamless flow between the kitchen, dining area, and living room, making it an ideal space for entertaining friends and family. The kitchen features a large island, perfect for preparing delicious meals and gathering around with loved ones. Indulge in relaxation and tranquility in the enclosed sunroom, where you can unwind after a long day or enjoy your morning yoga practice. The serene ambiance and natural light flooding in create a peaceful oasis within your own home. No need to worry about power outages, as this home is equipped with a back-up generator switch, ensuring uninterrupted power supply during any unforeseen circumstances. Located in close proximity to dining and shopping, you'll have everything you need just a stone's throw away. Embrace the convenience of urban living while still enjoying the comfort of a quiet neighborhood & a large lot boasting over 1 acre of land . Don't miss out on the opportunity to make this beautiful craftsman home yours. Schedule a showing today and step into the life you've always dreamed of!
Source: FMLS #7424795
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7424795
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7424795