302 Glinda Ann Ct, Greenville, SC 29607
4 beds · 4 baths · sqft
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Tucked within the exclusive enclave of Cardinal Estates, this full-brick showpiece blends timeless elegance with modern comfort — a rare gem quietly positioned just beyond Ashmore Bridge Rd, where upscale living separates itself from the ordinary. The curb appeal is undeniable: a manicured lawn, architectural accent lighting, and a sweeping crescent-style driveway set the tone. Step inside to a dramatic two-story foyer and an open, airy layout where natural light and elevated finishes shine throughout. Designed for true main-level living, this home offers all primary bedrooms, living spaces, and the owner’s suite on the main floor — plus a private upstairs guest suite with attic access, ideal for visitors, a home office, or flex space. It’s a perfect fit for buyers seeking a ranch-style layout with a private upstairs guest suite. The heart of the home features granite countertops, custom tile backsplash, and a recently installed KitchenAid appliance suite (late 2024) including a gas cooktop, convection oven, and built-in microwave. A walk-in pantry adds both functionality and style, while the vaulted great room creates a warm and inviting space for entertaining or relaxing. The primary suite offers tray ceilings, a spa-style en suite with dual vanities, a separate soaking tub and shower, and two spacious walk-in closets. Secondary bedrooms provide flexibility, and every detail has been considered for both comfort and sophistication. Every window has been professionally tinted to reduce glare, block UV rays, and improve indoor climate control — boosting energy savings and day-to-day comfort. Step outside to a fully irrigated front and backyard, anchored by a custom outdoor kitchen perfect for gatherings, grilling, or simply enjoying the quiet of this private setting. Additional upgrades include: * New architectural roof * Whole-house generator * Dual HVAC systems * Encapsulated crawl space with dehumidifier * Energy-saving window tint throughout Private, polished, and packed with features that elevate everyday living — this is the one you’ve been waiting for. ***Note: 2024 property taxes have been corrected to reflect the 4% owner-occupied rate. The updated tax amount is $3,309.55 - NOT $10,259 (originally misclassified at 6%).***
Source: GREENVILLESC #1554342
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1554342
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.