3019 Mt Misery Rd NE, Leland, NC 28451
3 beds · 2 baths · 1,523 sqft
What a great feeling to be out of the beat and path on this picturesque setting at the end of this country road. Nestled on over 2 acres in fast growing Leland, opportunities like this don't come along very often! The location of this home is ultimate in privacy. The address is Mt. Misery, but the access is tucked away between two homes and situated out of site from Mt. Misery Rd. This split 3 bedroom floorplan is charming. So many updates that so many fun things todays savvy buyers are looking for. The Seller has worked hard adding so much value to this home. As you enter you will love the nice finished look by adding the front porch railing surround, So many things are updated, you can tell they have been busy! Including the front walkway, plus they upgraded the trim package, added an electric linear fireplace with painted ship-lap surround, oil rubbed bronze fixtures, painted doors and cabinets added shiplap, new lighting, mirrors, and lot clearing. Plus over the last few years the HW heater, well have been replaced, and the roof in 2018, the list goes on! The style in this home is adorable! This kitchen is bright and has an abundance of cabinets, plus an island to sit at, a great space to start your day. The living area separates the primary suite from the secondary bedrooms. The Primary bedroom is spacious and has a nice size walk in closet. This home is located at the end of a private road where you can hear the birds chirping in your own private oasis. If you are a tinkerer, craftsman, love working on projects, have a lot of toys (for the young and old), or just a LOT of stuff, then this home is for you! Much of the backyard is fenced too! Oh yeah, and no HOA dues! Easy access off of I-140 to this fast growing area. Located down on the left just past the Bluffs on the Cape Fear entrance (which is on the right). Shopping, restaurants, and more in what locals call ''New Leland'' a little more than 10 minutes away. Call today!
Source: NORTHCAROLINAREGIONAL #100500383
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100500383
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.