3017 Wilderness Blvd E, Parrish, FL 34219
4 beds · 4 baths · 3,396 sqft
*VA assumable low rate loan to qualified veterans* This expansive 3,396 sq. ft. residence is a sanctuary of luxury and tranquility, set amidst serene views and unmatched privacy. With a sprawling backyard, the home showcases a vast lanai featuring a spectacular 16,000-gallon pool, 8 feet deep, overlooking a private nature preserve, an adjacent HOA common area, and the 10th green of the River Wilderness Golf Course, creating an open, boundless ambiance. Inside, this meticulously crafted and well-maintained 4-bedroom, 3.5-bathroom home embodies quality and thoughtful design. Expanded over time to incorporate the latest in both architectural style and mechanical innovation, the heart of the home is a gourmet kitchen with top-tier Sub-Zero and Wolf appliances, custom cabinetry, and luxurious granite countertops. This space flows effortlessly into both formal and casual living areas, perfect for entertaining and everyday living. The home’s layout offers a unique, dual-wing design for privacy and comfort. On the right, the owner’s suite impresses with a soaring cathedral ceiling, a spacious ensuite with a walk-in closet, and direct access to the lanai. On the left, three additional bedrooms and one full and one half bath provide ample space for an office, family, or guests. The expansive lanai, accessible from the kitchen, living room, and family room, includes a private full bath and storage closet, making it ideal for gatherings or leisurely relaxation. Offered at a compelling price, this property represents a rare value opportunity with upgrades that ensure long-term peace of mind. Key enhancements include Impact-Resistant windows throughout (2022), Kevlar hurricane screens, some Impact-Resistant glass doors (2016), a dual-system HVAC with smart sensors and room-specific settings (2023), a hardwired 6500-watt generator, and reinforced roof strapping. Both the exterior (2023) and interior (2022) have been freshly painted with retextured ceilings. For a full list of upgrades, refer to the attached documentation. Living in River Wilderness comes with exclusive access to a private boat launch on the Manatee River, perfect for boating, fishing, or simply enjoying the water. Golf enthusiasts will appreciate the proximity of The Club at River Wilderness, just a golf cart ride away, where golf, fitness facilities, and tennis and pickleball courts provide an active lifestyle within minutes of your doorstep. Conveniently connected via the Fort Hamer Bridge, Lakewood Ranch offers a selection of dining and retail options just a short drive away. Locally in Parrish, the area is growing rapidly, with exciting new shopping, dining, and entertainment options on the horizon, making this residence an investment not just in luxury but in a thriving community.
Source: STELLAR #a4629264
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4629264
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4629264
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.