3017 Holford Rd, Richardson, TX 75082
5 beds · 3 baths · 3,146 sqft
Prepare to be captivated by this stunning two-story home in the desirable Creek Hollow Estates community. From the moment you arrive, the curb appeal impresses with beautiful landscaping, an oversized arched entry, and a soaring double-height foyer. Sunlight pours through the abundant windows, creating a bright and inviting atmosphere throughout. The massive chef's kitchen is a showstopper, featuring an oversized center island, upgraded cabinetry, and gorgeous marble countertops. The living room exudes warmth with built-in shelving flanking a wood-burning fireplace, while the spacious primary suite is a serene retreat. It boasts vaulted ceilings, a walk-in closet, and a luxurious ensuite, thoughtfully situated for maximum privacy from secondary bedrooms and additional living areas. Hard surface floors and fresh interior paint add to the home's modern appeal. Step outside to enjoy a large backyard oasis with a covered patio, a sculptural-shaped pool, and plenty of room for entertaining. Complete with a three-car garage, this home is ideally located in the highly acclaimed Plano ISD, with top schools like Stinson Elementary and Otto Middle nearby. Conveniently close to the President George Bush Turnpike and a host of amenities, this home perfectly blends elegance, comfort, and convenience. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. See it today!
Source: NTREIS #20786945
Financials
Source: NTREIS #20786945
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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