3017 Aldoro Ave, Spring Hill, FL 34609
4 beds · 3 baths · 2,676 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Explore this spacious 5-bedroom, 3-bathroom home with a 2-car garage, perfectly situated on a 0.3-acre corner lot on a quiet street in the heart of Spring Hill! Boasting 2,676 square feet of versatile living space, this home is ready for you to make it your own. With NO HOA or deed restrictions and located just 2 miles from the Suncoast Parkway, shopping, and dining, enjoy the perfect combination of convenience and tranquility. The open-concept living room and kitchen create a welcoming atmosphere, complemented by stunning barn doors that open to a cozy office. The downstairs also features 4 bedrooms, including a roomy master bedroom with an en-suite bath, a dining room, and a laundry room. Upstairs offers even more flexibility—a second master suite or in-law suite, ideal for extended family or as a bonus room. The property has seen several major updates for peace of mind, including a new drain field (2022), A/C (2020), hot water heater (2018), roof (2019), and exterior paint (2021). However, the home’s interior offers an incredible opportunity for customization with a little TLC. Some needed repairs include flooring, interior paint, blinds, window and cabinet fixes, and updates to bathroom fixtures—perfect for buyers looking to add their personal touch. This home provides generous space and limitless possibilities to customize it to your unique needs. It's an ideal choice for multi-generational living, a large family, or a family that's still growing! Don’t miss out—schedule your showing today!
Source: STELLAR #W7874133
Source: STELLAR #W7874133
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.