3016 Mediterranean Dr, Stafford, VA 22554
4 beds · 3 baths · 1,728 sqft
Get a free consultation call with an expert in the mortgage assumption process.
***VETERAN ASSUMABLE 3.125% LOAN, $297,699 Balance, Carrington Mortgage***Value Priced 4BR, 2.5BA, 2 Level Colonial on Level Lot & Driveway in Amenity Filled Aquia Harbour! This Home is only ONE Minute from Aquia Harbour Back Gate and an EASY Commute to Quantico!! Highlights & Features Include: Wide Plank Cherry Hardwood Floors and Ceramic Tile Floors throughout Main Level! Family Room w/Wood Burning Fireplace w/Brick Hearth & Surround & Wood Mantle; Kitchen w/Granite Counters, Raised Panel Cabinetry, Stainless Steel Appliances, Updated Light Fixtures & Pantry; Living & Dining Room w/French Doors to Rear Deck; Half Bath w/Granite Top Vanity; Laundry Room w/Door to Oversized 2 Car Garage with Workbench & Shelving Complete the Main Level. The Upper Level features the Primary Bedroom w/Carpet, Walk in Closet w/Organizer & Ceiling Fan; Primary Bath w/Ceramic Tile Floors, Granite Top Vanity w/Storage & Step in Shower w/Floor To Ceiling Ceramic Tile Surround; Bedrooms 2, 3 & 4 All w/Carpet, Ceiling Fan w/Light & Closets; Hall Full Bath w/Ceramic Tile Floors, Granite Top Vanity w/Storage & Tub/Shower w/Floor to Ceiling Tile Surround Complete the Upper Level. Additional Highlights Include Relaxing Covered Front Porch; Tiered Rear Deck w/Stairs to Backyard; Outdoor Cooking Station w/Granite Counters & Fire Pit Area; Trash Bin Shed; Centurion Whole House Generator, Never Lose Power; Two Car Wide Driveway; 50GAL Water Heater(2011); Vinyl, Double Pane, Double Hung, Tilt in Windows(2017). Aquia Harbour Amenities include: Two Pools; State Certified Police Force; Fire Dept; Marina w/Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/Pro Shop, Putting Green, Driving Range & the World Famous Clubhouse @ Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/Tot Lots, Tennis, Basketball & Abundant Wildlife Including Bald Eagles in the Sky Above! The Harbour also features Great Community Events including Independence Day Celebration w/Fireworks, Oktoberfest, Movie/Game Nights and So Much More!!!!***Offer Submissions Need to be Received by Midnight Sunday Night 4/13 for Review and Response on Monday 4/14***
Source: BRIGHT #VAST2035224
Source: BRIGHT #VAST2035224
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.