3015 GOLD CREEK DR, Villa Rica, GA 30180
Welcome to this stunning home in the prestigious Mirror Lake Community, where pride of ownership is evident throughout. This beautiful residence features 5 bedrooms and 4.5 bathrooms, situated on a professionally landscaped cul-de-sac lot. You will fall in love with this home. The main level boasts an open floor plan, perfect for modern living. The large family room, complete with a gas fireplace, flows seamlessly into the dream kitchen. Here, you'll find granite countertops, stainless steel appliances including a double wall oven, microwave, refrigerator, electric cooktop, a massive island, walk in pantry and a 54-pull kitchen (Cabinet doors and drawers) with a dining area. The main level also includes a guest suite with a full bathroom, an office/den, a formal dining room, and a coat closet. Upstairs, the primary bedroom offers a spacious and relaxing retreat with two walk-in closets. The recently remodeled primary bathroom is stunning, featuring luxurious finishes. The secondary bedrooms are roomy, each with ample space. One of the bedrooms is a Princess Suite. Hardwood floors run throughout the home, with new hardwoods on the second floor. The Laundry Room is also on the 2nd floor. The finished basement provides versatile space for fun and games, an exercise area, or a movie room. The lower level also has a half bath. On hot or chilly Georgia days, you can enjoy your very own heated saltwater pool. The backyard, also professionally landscaped, includes an outdoor shower, plenty of space to sunbathe, and an enclosed back deck. As an added feature this home has a whole house generator. The Mirror Lake Community offers a variety of recreational activities, including golf, swimming, pickleball, and community events. This home is a true gem, combining comfort, style, and functionality in a sought-after location. Don't miss the opportunity to make it yours! Nothing more for you to do than move in.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10372153
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.