3014 Jamestown Rd, Labelle, FL 33935
3 beds · 2 baths · sqft
Price Reduced! Are you looking for your forever home? Look no further! Located in LaBelle, only about 30 minutes from Ft. Myers or about a 1.5 hour drive from Miami / Ft. Lauderdale. In a growing community of new and newer homes, near the Port LaBelle Marina, and only minutes to area Golf courses, and other recreation! The home is NOT IN A FLOOD ZONE, and being built in 2022 it comes with impact windows and doors for reduced insurance cost. Step into your own private oasis with a 36-foot heated lap pool, perfect for relaxing after a long day. Unwind in the spill-over hot tub and mix yourself a drink at your very own tiki bar, complete with a cocktail station. Cook up a storm on the commercial flattop and outdoor sink with hot/cold running water. The outdoor rated refrigerator ensures you can enjoy the night without having to go back inside. With almost 30 feet of countertop space, the outdoor kitchen is perfect for entertaining. This stunning home features over 2,000 square feet of living space, with a great open concept and split bedrooms. The 12-foot kitchen island boasts large custom dovetail drawers, while luxury stainless steel appliances and granite countertops add a touch of elegance. Relax in the deep walk-in shower with a rain showerhead and enjoy the convenience of his/her walk-in closets. The custom porcelain wood-look tile flooring adds a touch of luxury throughout the home, while the large 3.5-ton HVAC unit ensures year-round comfort. Outside, the property is beautifully landscaped, with a fenced-in yard and a spacious corner lot. The 1/3 acre lot provides plenty of privacy, making it the perfect retreat for you and your family. Don't miss out on this incredible opportunity to own your dream home!
Source: FORTMYERS #224068444
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224068444
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224068444
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.