30130 Mossbank Dr, Wesley Chapel, FL 33543
3 beds · 3 baths · 1,832 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Your Dream Townhome Awaits in this Wesley Chapel’s Exclusive Community !!! Discover unparalleled elegance and serenity in this stunning Mediterranean style, end-unit townhome, nestled within the gated Tullamore Community of Meadow Pointe II, Wesley Chapel. This meticulously updated residence seamlessly blends modern luxury with low-maintenance living, offering a lifestyle of comfort and sophistication. Move-in ready and designed to impress, this home is your gateway to elevated living in one of Wesley Chapel’s most sought-after neighborhoods. Step through the front door into a breathtaking two-story foyer, where natural light pours in, creating an inviting and airy atmosphere. This 3-bedroom, 2.5-bathroom gem, complete with a versatile loft and a 1-car garage, strikes the perfect balance between style and practicality, catering to both relaxation and entertainment. The thoughtfully designed floor plan seamlessly connects the formal living and dining areas to the heart of the home—a gourmet kitchen and inviting family room. The kitchen is a chef’s delight, boasting stainless steel appliances, sleek solid surface countertops, and abundant solid wood cabinetry, complete with a pantry for all your culinary needs. The open-concept design effortlessly connects the kitchen to the cozy family room and formal living and dining areas, ideal for hosting gatherings or enjoying quiet evenings at home. Step through the family room to the screened and covered lanai, where serene conservation views create the perfect backdrop for morning coffee, evening cocktails, or quiet moments of reflection. Beyond the lanai, an outdoor patio with gated access offers a delightful space for grilling with friends, and relaxing with family. With no rear neighbors, this private retreat ensures peace and seclusion. Ascend the staircase to discover a cozy loft, ideal for a home office, reading nook, or play area. The expansive primary suite is a true sanctuary, featuring a generous walk-in closet and a luxurious end-suite bathroom. Two additional bedrooms provide ample space for family, guests, or hobbies, while the conveniently located upstairs laundry room adds a touch of everyday ease. Living in Tullamore means embracing a lifestyle of convenience and leisure. The low HOA fees cover exterior maintenance, water, sewer, trash, and more, allowing you to focus on what matters most. Residents enjoy access to Meadow Pointe II’s resort-style amenities, including a sparkling community pool, state-of-the-art fitness center, inviting clubhouse, playground, and tennis/pickleball courts—perfect for creating lasting memories with family and friends. Strategically located just minutes from I-75, SR 56, and Bruce B. Downs, this home offers effortless access to top-rated schools, premier shopping at Tampa Premium Outlets and The Shoppes at Wiregrass, world-class dining, and cutting-edge medical facilities. Whether you’re commuting to Tampa or exploring the vibrant Wesley Chapel and New Tampa areas, everything you need is within reach. Don't wait !!! This meticulously maintained townhome, with its abundance of natural light, modern upgrades, and prime location, is more than a house—it’s a place to call home. Don’t miss the opportunity to experience the perfect blend of comfort, convenience, and community. Schedule your private tour today and start living your living the dream
Source: STELLAR #TB8368965
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8368965
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.