301 Thorn Hill Pl, Sun City Center, FL 33573
3 beds · 2 baths · 2,402 sqft
*PRICE REDUCTION* 55+ resort-style living at Sun City Center - ranked #1 retirement town by realtor.com! Well-maintained POOL HOME located at the end of a low traffic cul-de-sac in St Andrews Estates. This 3 bedroom, 2 bathroom and 3 CAR GARAGE home has 2400 sq ft of living space! Enter through the front door into the living room with triple sliding glass doors! The glass doors slide behind the exterior wall, merging the interior and exterior spaces together. Enjoy peaceful relaxation in your personal oasis - a large covered patio, with wet bar, screened-in private pool with built in spa and an above ground spa. Lush landscaping and palm trees in the fenced backyard add to the tranquility of this property. The kitchen boasts beautiful granite counter tops, a breakfast bar and pantry. Adjacent to the kitchen, the cozy family room is a great space for enjoying your favorite movies! Double sliding glass doors create a seamless space between the family room and lanai for quick pool access when fully opened! Off the family room are two inviting bedrooms with an updated full bath located in-between. The second bedroom toward the back of the home is large enough to accommodate a king size bed. The versatile third bedroom (closest to the laundry room) was remodeled adding sq ftg – great as a bedroom with a seating area, office or use to your own personal taste. Split floor plan for privacy! On the opposite side of the home is the spacious primary suite with a walk-in closet, recently remodeled ensuite with double sinks and an oversized shower with built-in seating that is wheelchair accessible. Double sliding glass doors for private access to the lanai and pool. UPGRADES: dimmer electrical switches throughout the home, all interior doors updated, all sliding glass doors have new rollers so glide easily, all lights & ceiling fans have been updated, walls have been re-textured to a knock-down finish, newer exterior paint, newer front door, garage addition (9/2007) - 3rd stall added, additional sq ftg 3rd bedroom (3/2008), new roof (2014), new water heater (2021), new pool heater (2021), new front door (2021), new AC (2024). *Water softener is leased* No CDD Fees! Not in a flood zone! In this premier retirement community you’ll find many amenities and activities. Club Renaissance offers an 18-hole golf course, pro-shop, restaurant, fitness center and fitness instructors with daily classes. At Sun City Amenity Center enjoy the pool, fitness center, lawn bowling, tennis courts, yoga center and more. Over 50 classes to choose from! There’s even a pickle ball court at the SCC Community Hall. Close to Tampa and Sarasota with easy access to beautiful gulf coast beaches, restaurants, shopping and airports! Enjoy the Florida lifestyle in this wonderful 55+ community!!
Source: STELLAR #C7494740
Financials
Source: STELLAR #C7494740
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.