301 Sturtons Ln, Pasadena, MD 21122
5 beds · 6 baths · 5,504 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 301 Sturtons Lane—an exceptional estate nestled on over 6 private acres in the heart of Pasadena. A stately portico, circular fountain, and oversized driveway with parking for 10+ vehicles set the tone for this impressive, one-of-a-kind property. Step inside and move into the heart of the home: a beautifully remodeled chef’s kitchen outfitted with premium finishes, custom cabinetry, and top-of-the-line appliances, including a Wolf range. The layout is ideal for both everyday living and entertaining, with plenty of space to gather. Just beyond, the expansive great room invites you to relax or host in style. A central fireplace, full bar, and pool table create a warm and inviting atmosphere. Head down to the lower level, where you’ll find a showstopping custom home theater with tiered seating—perfect for movie nights or watching the big game. This level also includes a guest bedroom, bonus room and a dedicated laundry area. Upstairs, four generously sized bedrooms provide plenty of space. The primary suite features its own sitting area and a private balcony overlooking the pool—a peaceful escape just steps from your bed. On the main level, a screened-in porch opens to multiple deck areas, ideal for grilling, relaxing, or gardening. A hot tub spa sits on its own private deck, creating a quiet space to unwind. The resort-style backyard also includes a sparkling in-ground pool, a professionally graded firepit area with seasonal water views, a whimsical playhouse for children, and a fenced chicken coop for those craving a touch of farm-to-table living —a blend of luxury and lifestyle. A short walk along one of two private, groomed trails brings you to a versatile detached structure that takes this property to the next level. It includes a fully equipped gym, sauna, lofted storage, custom hoisting elevator, and a 5-car garage. Whether you need space for a home-based business, studio, or car collection, this building adapts to your vision. 301 Sturtons Lane is where privacy meets possibility—a rare and flexible estate offering luxury, space, and a lifestyle tailored to how you want to live.
Source: BRIGHT #MDAA2111816
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDAA2111816
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.