3007 Utah St, Smyrna, TN 37167
2 beds · 3 baths · 1,355 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Connect with us today to benefit from a 4% interest rate! Welcome to this beautifully maintained, move-in-ready townhome in the highly sought-after Lee Crossing subdivision of Smyrna, Tennessee. This 2-bedroom, 2.5-bathroom home combines modern design with a cozy atmosphere, offering the perfect space for comfortable living. Step inside to discover an open floor plan with stylish finishes and abundant natural light. The kitchen boasts sleek granite countertops, ample cabinetry, and stainless steel appliances, perfect for cooking and entertaining. The spacious living and dining areas flow seamlessly, creating an inviting space to relax or host guests. Upstairs, you’ll find two generously sized bedrooms, each with its own private en-suite bathroom, providing ultimate convenience and privacy. Both bedrooms include large closets. Outside, enjoy your private patio, ideal for morning coffee or evening relaxation. The community is conveniently located near shopping, dining, and entertainment options, with easy access to I-24 for a quick commute to Nashville or Murfreesboro. This well-cared-for townhome is truly move-in ready and waiting for its next owner. Don’t miss your chance to make it yours—schedule your showing today!
Source: REALTRACS #2778306
Source: REALTRACS #2778306
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.