3005 46th St W, Lehigh Acres, FL 33971
3 beds · 2 baths · sqft
Discover this stunning 3-bedroom, 2-bathroom home located in the peaceful community of Lehigh Acres Fl. With 1,408 square feet of living space, this home combines comfort and modern updates for an ideal Florida lifestyle. Step inside to find sleek tile flooring throughout, leading you to a bright and open living area. The kitchen has been upgraded with modern appliances, perfect for preparing meals for the family or hosting guests. Both bathrooms feature beautifully updated showers, adding a touch of luxury to your daily routine. Step outside to your private backyard oasis where a sparkling pool awaits. With a recently updated pool pump, new AC and Water system in 2022, you'll enjoy peace of mind and endless fun in the sun. The home also boasts a spacious 2-car garage, providing ample room for parking and storage. Whether you’re lounging by the pool or relaxing in one of the updated spaces, this home is move-in ready and packed with thoughtful upgrades. This Home Is Close To Regional Shopping Malls, Golf Courses, Interstate I-75, Regional Airport, FGCU, Restaurants, Schools, Golf Courses, MLB Spring Training Baseball, Outdoor Parks, Boat Ramps, Amazing Fishing, And Those White Sand Beaches Of The Gulf Of Mexico! Don’t miss out—schedule a viewing today and make this beautiful home yours!
Source: FORTMYERS #224077026
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224077026
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224077026
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.