3004 Abrams Trl, Odessa, FL 33556
3 beds · 2 baths · 1,765 sqft
THE SEARCH ENDS HERE! A quaint & cozy home awaits, nestled in the heart of Tampa Bay’s #1 Master Planned community, Starkey Ranch. Meticulously maintained MI Homes Avalon spans 1765 sqft offering 3 bedrooms, 2 bathrooms, plus office/flex space and a charming 2 car rear alley garage with a lanai and sizable fenced yard. One of the seller’s favorite aspects of the home is the common green space in front of the home, perfect for talking with neighbors, having a game of catch or walking your furry friend. An inviting front porch beckons you to sit and enjoy an afternoon tea overlooking the green space. Once you enter through the shaded glass inlay front door, you are greeted by a warm and welcoming ambiance including warm wood-look tile flooring, wood-framed window boxes & Sherwin Williams Perfect Greige paint flows seamlessly through the foyer, office kitchen, dining room, living room & office. To the left, a flex room offers a versatile space for a home office, formal dining room or reading nook with ample natural light. To the right, two generously sized bedrooms share a convenient full bathroom with tub/shower combo. As you enter the main living area you are greeted by an inviting atmosphere for gatherings and entertaining. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an ideal space for easy & practical living. The upgraded kitchen features attractive granite countertops, premium grey shaker wood cabinets with pull outs & sleek brushed nickel hardware. Stainless steel GE appliances including a gas range, microwave, dishwasher, and refrigerator are included. A spacious island provides ample seating for casual dining highlighted by 2 pendent lights and attractive gooseneck faucet, while a pantry provides abundant storage. The adjacent dining area, complimented by a chandelier, offers a perfect spot for family gatherings or hosting dinner parties. The family room features large windows that flood the space with sunlight. Retreat to the spacious primary bedroom, featuring multiple windows for ample natural light & ceiling fan. You will find a luxurious ensuite bathroom with a tiled walk-in shower, dual vanities with granite countertops and a spacious walk-in closet provides plenty of storage. Conveniently located beyond the family room, the laundry room includes a washer, dryer, utility sink, and shelving. A glass door leads to covered lanai, creating an ideal outdoor retreat for enjoying morning coffee or evening cocktails. Since this home sits on a corner lot, the fully fenced side yard is large and also offers hedges for privacy. A two-car rear-facing garage provides ample storage, while a long paver driveway leads to a quiet back alley. Convenient street parking is available for guests on the side of the home. Additional features include: washer, gas dryer, cabinets & utility sink in laundry room, gas tankless hot water heater, garage storage racks and a water softener. Located within the award-winning Starkey Ranch community, this home offers easy access to K-8 Magnet School, community amenities like walking trails, 3 pools, parks and playgrounds, shopping, Publix, dining, beaches, and a convenient commute to Tampa Airport. Make your move today: THIS IS HOME!
Source: STELLAR #tb8326138
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326138
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326138
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