30036 Merrick Ln, Menifee, CA 92584
4 beds · 4 baths · 2,881 sqft
RARE ~ Single Story ~ MULTI-GEN Home ~ Built in 2020 ~ Open Floor Plan ~ located in the highly desirable Audie Murphy Ranch with NO Rear Neighbors and a 3 Car Tandem Garage! This 2,881 Sq Ft, 4 bedroom and 3.5 bathroom home includes a Multi-Gen Suite on a separate entrance with Kitchenette, en-suite bathroom, walk-in closet and hookups for a stacker washer and dryer. Perfect Mother-in-Law Suite or home office ~ so many possibilities! In the main house, the Great Room is the place to spend time with family and friends. It features an open kitchen with a large Island, stainless steel appliances, granite counters, 2 ovens and a walk-in pantry. The Great Room also includes a large formal dining area and direct access to the backyard. The primary suite with the 4th bedroom has plenty of privacy from the secondary bedrooms with an en-suite bathroom featuring dual sinks, walk-in shower, large soaking tub and huge walk-in closet. The entryway and spacious foyer leads to a hallway with 2 secondary bedrooms, a full bathroom and the Multi-Gen Suite. On the opposite side of the foyer, a Powder Room is conveniently located. Additional features include stunning upgraded Luxury Vinyl Plank flooring, upgraded carpet, window shutters throughout and a huge Utility Room with a second refrigerator and washer/dryer (all included). The outdoor California Room provides a comfortable retreat for al fresco dining, relaxation, or entertaining. Outside, enjoy the beauty of high-quality artificial turf, vinyl fencing, stylish hardscaping, river rocks, beautiful plants and palms. The 3 Car Tandem Garage features beautiful Epoxy Flooring and the home has a Tesla Solar Panel system on a low monthly lease. 2.99% VA Assumable loan for a qualified buyer. Audie Murphy has tons of amenities. The Ranch House is the neighborhood hub with multiple resort style pools, a clubhouse, kids play areas and a management team on-site. A full calendar of community events provides entertainment and opportunities to get to know your neighbors. There is also a Sports Park, plenty of restaurants and shopping nearby. The Elementary and Middle Schools are located within the community. Now is your chance to own a basically brand new home in the recently SOLD OUT Audie Murphy Ranch!
Source: CRMLS #SW25049637
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25049637
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.