3001 Greystone Dr, Rocky Mount, NC 27804
4 beds · 5 baths · 4,936 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stately all brick home is convenient to everything! Located in the desirable Greystone neighborhood, this home is perfect for spending time family and friends. The large and beautiful kitchen with high-end appliances includes a great size eat-in area overlooking the backyard. This home's flow was made for entertaining! Gourmet Kitchen Features: JennAir Brand Appliances, Pantry, Large Eat-in Kitchen, Tons of Cabinet Storage, Lots of Natural Light, Eat-at Island. Bedroom Features: First Floor Primary Suite with Large Custom Walk in Closet, 3 Bedrooms Upstairs All With Their Own Private Bathroom and Large Closet. Gathering Spaces Features: Large Formal Dining Room; Two-Story Great Room with Wood Burning Fireplace, Built-Ins, Tons of Natural Light, Surround Sound; Bonus Room on Second Floor; Game Room on Third Floor; Screen Porch Overlooking the Well-Maintained Backyard. Features Throughout: Wonderful Flow and Floorplan; Crown Molding; Hardwood Floors; Blinds; Ceiling Fans; Restoration Hardware Fixtures; Foyer has a Lead Glass Palladian Window; Two Sets of Stairs, True Laundry Room with Mop Sink; Two Walk-in Attics Provide So Much Storage; Dehumidifier Under House; French Drain. Outside Features: All Brick; 2 Car Attached Garage; 2 Car Detached Garage with Storage and HVAC; Immaculate Landscaping with 4 Zone Irrigation System; Workshop/Shed; Fully Fenced In Backyard; Deck; Lower-Level Patio Spanning the Length of the Back of the House; New Gutters; Dental Molding; Large River Rock Flower Beds; Tons of Privacy.
Source: NORTHCAROLINAREGIONAL #100500769
Source: NORTHCAROLINAREGIONAL #100500769
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.