3001 Bacon Rd, Muskogee, OK 74403
3 beds · 2 baths · 2,581 sqft
Nestled in the highly sought-after Suroya Heights V neighborhood, this stunning 3-bedroom, 2-bathroom home offers the perfect blend of elegance, comfort, and functionality. Designed for both relaxation and entertaining, it features two spacious living areas, two dining spaces, and a two-car attached garage. Natural light pours in, highlighting the soaring vaulted ceilings in the master suite and main living room. A cozy fireplace adds warmth and charm, while the kitchen boasts a stylish bar with sink hookups, perfect for hosting. Beautiful tile and hardwood floors flow throughout the home, complemented by a luxurious cedar-lined master closet with custom built-ins and additional built-in shelving in the guest room and closets. Step outside to your own private oasis featuring a stocked koi pond, a full privacy fence, and a covered back porch perfect for gatherings. The lush landscaping is easily maintained with a full sprinkler system, and a separate storage building offers extra space. A huge front porch welcomes you home, providing the perfect spot to relax and enjoy the peaceful cul-de-sac setting. Inside, convenience continues with a spacious laundry room complete with a washer and dryer. Best of all, there’s no HOA to limit your creativity and lifestyle. Featured in Green Country Living Magazine in 2020, this home is truly one-of-a-kind. Don’t miss this rare opportunity—schedule your private showing today!
Source: MLSOK #1159370
Financials
Source: MLSOK #1159370
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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