3000 Comal Dr, Little Elm, TX 75068
4 beds · 3 baths · 2,260 sqft
Get a free consultation call with an expert in the mortgage assumption process.
***OPEN HOUSE SATURDAY 4.26.25 FROM 2:30 TO 4:30PM. MOTIVATED SELLERS, WILLING TO NEGOTIATE CONCESSIONS TO BUY DOWN RATE*** Discover luxury, comfort, and modern upgrades in this stunning 4-bedroom plus an office, 3-bathroom home, boasting 2,300 sq. ft. of meticulously designed living space. Built in 2021, this home features premium upgrades, including custom quartz countertops, luxury vinyl plank flooring (LVP), and an upgraded master bath with premium stone finishes and maximized custom storage. The kitchen is a chef’s dream with stainless steel appliances and upgraded fixtures, while the in-law suite with a full bath provides ultimate flexibility. Step outside to a beautifully landscaped backyard with a newly extended patio and upgraded drainage—perfect for entertaining. Recent enhancements include a Class 3 impact-resistant roof (Fall 2024), new gutters (2024), a restored and painted fence (2024), and a remodeled guest bathroom. The master bedroom and closet system have been thoughtfully updated, and upgraded ceiling storage in the garage adds even more functionality. For EV owners, the home is Tesla charger ready with a dedicated Tesla charging breaker added to the breaker panel. Located in the highly sought-after Wildridge community, residents enjoy multiple clubhouses, pools, splash pads, and scenic walking trails leading to the nearby lake. Free kayak rentals make lakeside exploring effortless, and frequent community events create a warm and inviting atmosphere. With top-tier amenities, a prime location, and countless upgrades, this home is truly one of a kind. Don’t miss your chance—schedule a private tour today!
Source: NTREIS #20883126
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20883126
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.