300 Winona Ct, Auburndale, FL 33823
3 beds · 2 baths · 2,444 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 300 Winona Ct, Auburndale, FL 33823 – a beautifully updated 3-bedroom, 2-bathroom home spanning 2,444 sq ft, offering a rare find with an office and bonus room, perfect for those needing extra space for work, hobbies, or a playroom. Located in the desirable Winona community, this home sits on a spacious corner lot and has been recently upgraded with a new roof, new flooring throughout, and fresh exterior and interior paint. Step inside and be greeted by custom glass front doors leading to an open floor plan with large bedrooms and ceiling fans throughout. The primary bedroom features elegant tray ceilings, abundant natural lighting, and dual closets. The en-suite bathroom is a retreat, boasting a garden tub with massage jets, a separate shower with a bench, a private toilet room, split vanities, and a large window over the tub that fills the space with light. Each bedroom comes with its own walk-in closet, ensuring plenty of storage for everyone. The home also features a large screened-in rear porch with access from the second bathroom, living room, and primary bedroom, making it a perfect spot for relaxation or outdoor entertaining. The large front porch and paved driveway add even more curb appeal, while the 2-car garage offers convenience and additional storage. Auburndale is a fantastic place to live, offering small-town charm with big city conveniences nearby. Enjoy being minutes from Lake Ariana and downtown Auburndale, with easy access to shopping, dining, and local parks. Centrally located between Orlando and Tampa, this home is just 10 minutes from I-4, 25 minutes to downtown Lakeland, and 18 minutes to downtown Winter Haven, making commuting or exploring Central Florida a breeze. Within an hour, you can be in either Tampa or Orlando, enjoying all the world-class attractions, entertainment, and dining these cities have to offer. Don’t miss out on this incredible opportunity to own a spacious, beautifully updated home in the heart of Auburndale. Schedule your private showing today!
Source: STELLAR #L4948296
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #L4948296
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.