300 William Sharp Way, Jacksonville, NC 28546
4 beds · 3 baths · 3,211 sqft
Welcome to 300 William Sharp Way, located in the charming community of Towne Pointe. This exceptional 4-bedroom, 2.5-bathroom home is nestled on a beautifully maintained corner lot. With all brand-new luxury vinyl plank flooring and freshly painted walls, this move-in-ready home feels bright, inviting, and modern. As you step inside, you're welcomed by an impressive two-story foyer that sets the stage for the spacious and well-designed living areas. The main level features a cozy living room anchored with a fireplace as well as a dedicated dining area and versatile lounge/morning room that can be used as a sunlit sitting area, reading nook, or additional entertaining space. The heart of the home is the chef-inspired kitchen, complete with a large island, abundant cabinet storage, gleaming granite countertops, and a built-in water filtration system. Upstairs, the luxurious master suite provides a serene retreat, featuring a private office or sitting area for work or relaxation. The master en suite bathroom boasts a spacious walk-in closet, soaking tub and walk-in shower. The additional guest bedrooms are generously sized, offering comfort and privacy for family members or visitors. Outside, the fully fenced backyard is meticulously landscaped and features motion-sensor lighting plus a dedicated storage shed for tools and equipment. The two-car garage is another highlight, with newly upgraded lifetime durable finished poly floor, making it not only practical but also an ideal space for additional storage, a home gym, or a workspace. Prime location, modern upgrades, and thoughtful design, what more could you ask for? Don't miss the opportunity to make it yours, schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100488660
Source: NORTHCAROLINAREGIONAL #100488660
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.