300 Maytown, Osteen, FL 32764
3 beds · 2 baths · 1,512 sqft
Discover your dream home in the heart of Osteen with this meticulously upgraded 3-bedroom, 2-bathroom gem offering the perfect blend of modern convenience and classic charm. This newer construction boasts a contemporary open-concept design, where the spacious living, dining, and kitchen areas seamlessly connect, creating an ideal space for both entertaining and everyday living. The kitchen is a highlight of the home, featuring elegant granite countertops that compliment the shaker style cabinetry and modern stainless steel appliances. You’ll also be able to enjoy meals at the oversized island or your eat in kitchen dining area. This home features a split floor plan which enhances privacy, with the master suite ideally separated from the secondary bedrooms. The master bedroom is a tranquil retreat, complete with an oversized en-suite bathroom designed with elegant finishes and fixtures and a large walk in closet. The two additional bedrooms are generously sized and share a thoughtfully designed bathroom with modern fixtures and finishes. Make sure to step outside to your expansive yard, set on an oversized, fenced in, lot at nearly ¼ of an acre, perfect for family gatherings, barbeques, gardening, or simply enjoying the outdoors. Located in a desirable area of Osteen, you'll have easy access to local amenities while still enjoying a peaceful setting. Don’t miss the chance to make this fantastic property your new home! Schedule your tour today and experience all that this fantastic property has to offer!
Source: STELLAR #ns1082305
Source: STELLAR #ns1082305
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ns1082305
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.