300 Guadalupe River Dr, Seguin, TX 78155
5 beds · 4 baths · 4,111 sqft
Wake up to breathtaking, unobstructed views of the Guadalupe River and the serene Starcke Park Golf Course! This turnkey ready home, with over 120 feet of waterfront paradise, is perfect as a vacation property or primary residence. Enjoy the beauty and tranquility that this exceptional property has to offer. Step inside to discover a newly remodeled interior featuring large vaulted ceilings and custom woodwork, exuding a fresh and charming design. The master bedroom, living room, kitchen, and family room all offer stunning views of the water and the manicured golf course across the bank. The master bedroom and bath provide a luxurious retreat, complete with a huge outdoor covered porch, a spa-like bath with dual sinks and a separate vanity, and an enormous walk-in closet. The bonus room on the lowest level, currently used as a bunk room, offers endless possibilities—it can easily be transformed into an office, art room, or theater room. This property is ideal for those looking to invest in a short-term rental, as it currently sleeps 19-24 people and can include furniture to make it a true turnkey investment. Notably, the front of the home faces south, allowing you to enjoy the backyard without direct sunlight as it sets. The picturesque lawn is kept lush and green with a river-fed sprinkler system, making it a perfect place to relax, play, and host gatherings. The outdoor spaces are truly remarkable, featuring outdoor lighting, a meditation/quiet pergola, a riverfront pergola complete with hammock swings, a well house, greenhouse, chicken coop, and a second-story covered porch. Enjoy the in-ground pool with a rock fountain and expansive patio space, ideal for entertaining and soaking up the sun. This property is a rare find and offers an unparalleled combination of indoor comfort and outdoor beauty. Schedule your viewing today and make this waterfront haven your own!
Source: CENTRALTEXAS #551681
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #551681
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #551681
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.