300 GUADALUPE RIVER DR, Seguin, TX 78155
Wake up to breathtaking, unobstructed views of the Guadalupe River and the serene Starcke Park Golf Course! This turnkey ready home, with over 120 feet of waterfront paradise, is perfect as a vacation property or primary residence. Enjoy the beauty and tranquility that this exceptional property has to offer. Step inside to discover a newly remodeled interior featuring large vaulted ceilings and custom woodwork, exuding a fresh and charming design. The master bedroom, living room, kitchen, and family room all offer stunning views of the water and the manicured golf course across the bank. The master bedroom and bath provide a luxurious retreat, complete with a huge outdoor covered porch, a spa-like bath with dual sinks and a separate vanity, and an enormous walk-in closet. The bonus room on the lowest level, currently used as a bunk room, offers endless possibilities-it can easily be transformed into an office, art room, or theater room. This property is ideal for those looking to invest in a short-term rental, as it currently sleeps 19-24 people and can include furniture to make it a true turnkey investment. Notably, the front of the home faces south, allowing you to enjoy the backyard without direct sunlight as it sets. The picturesque lawn is kept lush and green with a river-fed sprinkler system, making it a perfect place to relax, play, and host gatherings. The outdoor spaces are truly remarkable, featuring outdoor lighting, a meditation/quiet pergola, a riverfront pergola complete with hammock swings, a well house, greenhouse, chicken coop, and a second-story covered porch. Enjoy the in-ground pool with a rock fountain and expansive patio space, ideal for entertaining and soaking up the sun. This property is a rare find and offers an unparalleled combination of indoor comfort and outdoor beauty. Schedule your viewing today and make this waterfront haven your own!
You may be able to put down less than the total down payment amount of $355,522 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1795250