30 Westhampton Ct, Stafford, VA 22554
5 beds · 4 baths · 3,310 sqft
Price Just Reduced! Now Listed at $599,995 – Stunning Home in Park Ridge, Stafford, VA Welcome to 30 Westhampton Court, Stafford, VA 22554 – a beautifully maintained 5-bedroom, 3.5-bathroom home located in the highly desirable Park Ridge community. With modern updates, spacious living areas, and a prime location, this home offers exceptional value and comfort. New Price: $599,995 – Incredible Value for a Move-In Ready Home Property Highlights: Roof less than 5 years old with gutter guards for easy maintenance Spacious double garage with room for parking and storage Updated bathrooms with a new sink and toilet Kitchen includes a new flat electric stove and stacked double oven – perfect for cooking and entertaining HVAC system recently serviced and in excellent condition A Lifestyle You'll Love in Park Ridge This well-established community features top-rated schools, convenient shopping, and beautiful parks – everything you need within minutes. Top Local Schools Enjoy access to some of Stafford County’s most sought-after schools, making this home ideal for families. Nearby Parks and Recreation Embrey Mill Park – Sports fields, playgrounds, and the Jeff Rouse Swim & Sports Center Autumn Ridge Park – A quiet neighborhood park with recreational facilities Government Island Park – Historic walking trails and scenic views Convenient Shopping and Dining Stafford Marketplace – Includes Target, Home Depot, Chick-fil-A, and more Town Center at Aquia – Retail, dining, and entertainment options Embrey Mill Town Center – Home to Publix, local cafés, and restaurants Commuter-Friendly Location Located just minutes from I-95, Route 1, Quantico Marine Base, and major employers such as GEICO, the FBI, and Stafford Hospital. Schedule Your Private Tour Today Don't miss your chance to own this spacious, well-maintained home in one of Stafford’s most sought-after communities. Now offered at a reduced price of $599,995, this home is ready for its next owner.
Source: BRIGHT #VAST2036430
Financials
Source: BRIGHT #VAST2036430
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.