30 Sadler Cove Dr, Woodbine, GA 31569
3 beds · 2 baths · 2,402 sqft
Welcome to 30 Sadler Trail, a beautifully detached property nestled in the peaceful surroundings of Woodbine, GA. This alluring home, Set against a Backdrop of majestic oak Trees, offers a serene living experience with modern comfort and style. With an expansive 2402 Sqft interior, this residence hosts three spacious bedrooms and 2.5 well-appointed bathrooms, catering perfectly to both family life and entertaining. The Heart of this home is its charming eat-in kitchen, complemented by a separate formal dining room, ensuring every meal is an occasion. The living spaces don't end there; a cozy den alongside a separate living room, complete with an inviting fireplace, provides ample room for relaxation and gathering. The primary bedroom is a true retreat, featuring a walk-in closet and an additional room ideal for a nursery or office, illustrating the thoughtful layout of this residence. Noteworthy upgrades include a new roof, which ensures peace of mind, refreshed paint in most rooms, adding a touch of elegance, and a new garage door, which enhances the home's curb appeal. The screened wrap-around porch invites you to embrace the outdoors in comfort, perfect for enjoying the tranquility that this property offers. This home is not just a residence but a lifestyle choice, promising a blend of leisure, comfort, and sophistication. Don't miss the opportunity to make 30 Sadler Trail your new sanctuary.
Source: GAMLS #10268957
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10268957
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10268957
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.