3 Roundleaf Ct, Simpsonville, SC 29680
3 beds · - baths · sqft
This home is every entertainer's dream! Rebuilt in 2007, and has had several upgrades since including: flooring, paint, new appliances. When you walk through the front door, you are greeted with beautiful high ceilings in the living room, where the fireplace makes its grand debut. You will then make your way into the kitchen, which has all new appliances. This kitchen is not your average style, the cabinets really set this kitchen apart with its contemporary and modern look. As you move through the kitchen, you have a formal dining area. This home has a split floorplan, with Family Room and Primary Suite to the right side of the home. There are two bedrooms facing the front of the home that get beautiful natural light during the day. Walking past those rooms back into the living room is the master suite, with vaulted ceilings that enhance the light coming in. Next to the master, is your extra living space. You may consider it to be an office space, a home gym or even a den. This room has spiral staircases that lead you into the loft, which overlooks your living space and kitchen. Sitting on a 0.39 acre lot, you have one of the largest lots in the neighborhood. Along the driveway is a carport and small shed- good for storage. Although the backyard is on a slope, the prior owners took advantage of that to make it into an entertainer's dream backyard! In the back of the home, you have a screened in porch, pool, and bar area. The pool and bar area sit in the very back, where you could also create a fire pit or seating area. Three palm trees line the solar panels, of which are fully owned and convey. A quick close is desired by the seller, ask how we can help! OPEN HOUSE 11/23/2024 FROM 2-4PM.
Source: GREENVILLESC #1542479
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1542479
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1542479
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