3 Bardwell Ct, Blythewood, SC 29016
4 beds · 3 baths · sqft sqft
All the hard work is done and updates galore! Beautiful 4 bedroom, 3 bath, all brick home with gorgeous curb appeal on quiet cul-de-sac in Windermere - one of the MOST coveted gated neighborhoods in the area! Inside you’ll feel the inviting warmth and charm of wide plank hardwood floors in the Grand Foyer and Formal Dining Room, and comfort of the 2-story Great Room with gas fireplace. EVERY interior wall is freshly painted floor to ceiling, and brand new carpeting installed upstairs and down! As you tour the home, notice the upgraded lighting, bathroom faucets, fixtures, and hardware (or in progress) throughout. Elegant Kitchen has granite countertops, high level appliances - installed in 2021 - including a double wall oven with WiFi accessibility! Multi-use island with drop down buffet counter can be repositioned or resettled in any room as desired. Enjoy generous eat-in breakfast area that cozies up to Great Room and accommodates full size dining table. Down the hall you’ll find the laundry room, a 2nd bedroom (or office), and full bathroom. First floor Owner Suite is more than spacious enough for a King size bed and has separate access to deck. The very roomy en suite has wide dual vanity, glass-enclosed shower, Roman spa tub, and walk-in closet with professionally installed shelving. Upstairs catwalk overlooks Great Room and leads to 2 additional bedrooms, a split/continental bathroom, and large sunken flex room which is uniquely furnished with easy to use Queen-sized Murphy bed mounted to wall. Outside, step out onto renewed, refreshed, and re-stained deck where you'll see the manicured backyard which, if re-imagined, has more than enough area to expand and design your own custom hardscape and/or install a pool! Call for your private showing today!
Source: COLUMBIASC #589906
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #589906
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #589906