29954 Sebastian, Bulverde, TX 78163
5 beds · 4 baths · 3 sqft
Stunning 5-Bedroom, 3-Bathroom Home in the Desirable Edgebrook Community of Bulverde, TX. Built in 2021 and offering 3,475sf of thoughtfully designed living space, this home boasts modern amenities and a convenient location just minutes from the new middle school, nearby elementary school, and easy access to 281 and 1863. Enjoy the tranquility of the Texas Hill Country while being only a short drive from San Antonio's vibrant shopping, dining, and entertainment options. As you step inside, you'll be greeted by an oversized kitchen that opens up to a bright, airy living space and dining area - an ideal setting for both everyday living and entertaining. The kitchen is a chef's dream, featuring an easy-to-clean cooktop and sleek stainless steel appliances. The abundance of storage includes a butler's pantry, walk-in pantry, and oversized laundry room and plenty of closet space throughout. The versatile floor plan includes a convenient ensuite bedroom downstairs, while the spacious primary suite and additional bedrooms are upstairs. The luxurious primary suite offers two walk-in closets, a separate shower, and a soaking tub - perfect for relaxation. The nook in the primary suite is an excellent space for a personal library, office, or nursery. Plus, two additional flex spaces can be used as a secondary living room, office, or playroom, providing endless possibilities to suit your needs. Outside, enjoy a private backyard with plenty of space for outdoor living, and take advantage of the community's amenities, including a playground and junior-size Olympic pool. Best of all, you'll pay NO MUD tax, making this a fantastic value in a prime location. This home is perfect for those seeking a modern, spacious living environment in a thriving community with easy access to both nature and city conveniences. Don't miss your chance to make it yours!
Source: SABOR #1824814
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1824814
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1824814
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.