29913 Southwell Ln, Wesley Chapel, FL 33543
3 beds · 3 baths · 1,865 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEW PRICE REDUCTION for this Stunning Luxurious townhome in sought-after Windermere Estates, a beautiful gated community in the heart of Booming Wesley Chapel! This beautifully designed MI Home offers the perfect combination of style, comfort, luxury and convenience, all within a very short distance to top-rated schools, shops, malls and dining. Enjoy the community pool and pretty pond views as part of your daily lifestyle, where neighbors gather to retrieve their mail and soak in the beauty of nature. The exterior features paver driveways and a spacious front courtyard, welcoming you into a thoughtfully designed interior. The very bright & airy first floor boasts designer porcelain tiles, an enormous living space with additional recessed lighting, and a gorgeous modern kitchen featuring, beautiful quartz countertops, 42 inch cabinets, stainless steel appliances, pendant lighting, and a large walk-in pantry. The nearby covered and screened lanai is perfect for enjoying your morning brew or simple Florida evenings with the ambiance of outdoor string lighting. The gorgeous wooden staircase ascends to the second floor, which boasts spacious bedrooms in a split floor plan, an upstairs laundry room and a generously sized hallway creating the ambiance of a detached home. The nicely sized master ensuite includes a large walk-in closet, dual sinks, and a spacious shower-only bathroom with upgraded rain shower & hand held sprayer. Additional bedrooms are full of natural light and nicely sized, offering ample space and walk-in closets. Additional enhancements include vented microwave, remote control ceiling fans, Wi-Fi thermostat, alarm system, a first-floor guest bathroom with a pedestal sink, and a water softener. The 1-car garage with epoxy flooring finish completes this home’s practical yet luxurious features. Located mere minutes away from Wiregrass Mall, Cooper's Hawk Winery, the new Orlando Health Hospital (Spring/Summer 2025), Pasco County Community College, and more on the way! This fully built out maintenance free community is well positioned for significant area growth which is rapidly unfolding as one of the most walkable suburban communities in Wesley Chapel near to a host of area amenities. This home truly offers it all. With its modern finishes, thoughtful layout, and prime location, this gorgeous townhome is a Must-See! We'll show you the vision, Let's Schedule Your Showing Today!
Source: STELLAR #TB8342105
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8342105
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.